Shamita is the second and youngest daughter of Surendra and Sunanda Shetty. She was born in a traditional close-knit family that hails from the Bunt community of Udupi. Her parents are manufacturers of tamper-proof caps for the pharmaceutical industry and her native language is Tulu. Shamita Shetty attended St Anthony’s Girls High School in Chembur, Mumbai. She graduated from Sydenham College.